Falling behind on property taxes is more common than most people admit. Here's what the process actually looks like — and what you can do before it becomes a crisis.
If you've fallen behind on property taxes in California, you're not alone — and you likely have more time than you think. But that time isn't unlimited, and the penalties add up fast. Here's what you need to know.
At 1.5% per month, your unpaid tax balance grows by 18% per year in penalties alone — on top of the original amount. The longer you wait, the larger the sum required to redeem the property.
Yes — up until the actual sale date, you have the right to redeem your property by paying the full delinquent amount including all penalties and fees. Options include:
If you're in default, the most important first step is contacting the Tax Collector's office directly to understand exactly what you owe and what options are available to you:
Alameda County Treasurer-Tax Collector
1221 Oak Street, Room 131, Oakland, CA 94612
Phone: (510) 272-6800
Website: acgov.org/treasurer
If the amount owed has grown beyond what you can realistically pay, selling the property before the tax sale may be your best option. You pay off the tax debt from the proceeds and keep whatever equity remains. We work with Alameda County homeowners in exactly this situation — call us for a free, honest conversation about what this could look like for you.
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While you wait, download the free guide: The Alameda County Homeowner's Guide
Call us for a free conversation about your options — no pressure, no obligation.
📞 510-255-5989